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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">woeam</journal-id><journal-title-group><journal-title xml:lang="ru">Мир экономики и управления</journal-title><trans-title-group xml:lang="en"><trans-title>World of Economics and Management</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2542-0429</issn><issn pub-type="epub">2658-5375</issn><publisher><publisher-name>Новосибирский национальный исследовательский государственный университет</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">woeam-529</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>МИКРОЭКОНОМИЧЕСКИЙ АНАЛИЗ: МЕТОДЫ И РЕЗУЛЬТАТЫ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>MICROECONOMIC ANALYSIS: METHODS AND RESULTS</subject></subj-group></article-categories><title-group><article-title>СТРАТЕГИЧЕСКИЙ КРЕДИТНЫЙ МЕНЕДЖМЕНТ И ЕГО ВЗАИМОСВЯЗЬ С КРЕДИТНОЙ КУЛЬТУРОЙ И КРЕДИТНОЙ ПОЛИТИКОЙ БАНКА</article-title><trans-title-group xml:lang="en"><trans-title>Strategic credit management and its interrelation  with credit culture and credit policy of bank</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Новак</surname><given-names>А. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Novak</surname><given-names>A. V.</given-names></name></name-alternatives><email xlink:type="simple">ann_yshka@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff xml:lang="ru" id="aff-1"><institution>Хабаровская государственная академия экономики и права, Хабаровск</institution><country>Russian Federation</country></aff><pub-date pub-type="collection"><year>2012</year></pub-date><pub-date pub-type="epub"><day>10</day><month>03</month><year>2022</year></pub-date><volume>12</volume><issue>4</issue><fpage>129</fpage><lpage>137</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Новак А.В., 2013</copyright-statement><copyright-year>2013</copyright-year><copyright-holder xml:lang="ru">Новак А.В.</copyright-holder><copyright-holder xml:lang="en">Novak A.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://woeam.elpub.ru/jour/article/view/529">https://woeam.elpub.ru/jour/article/view/529</self-uri><abstract><p>Между стратегией и культурой в кредитной деятельности существует тесная взаимосвязь. Стратегические позиции успеха в кредитовании могут быть успешно построены только тогда, когда существует соответствующая кредитная культура. Кредитная политика же определяет общую стратегию действий в кредитной деятельности и представляет общие условия для стратегического планирования и текущих решений банка о предоставлении кредита.</p></abstract><trans-abstract xml:lang="en"><p>The work presents the results of investigation of satisfaction expressed by users with regard to residential real estate. Analysis of customer satisfaction data in housing through satisfaction coefficient. The study can be used by various persons from scientists and developers to develop programs to promote residential real estate, housing, as well as the real estate market.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>кредитная культура</kwd><kwd>кредитная политика</kwd><kwd>стратегический кредитный менеджмент</kwd></kwd-group><kwd-group xml:lang="en"><kwd>customer satisfaction</kwd><kwd>home</kwd><kwd>consumers</kwd><kwd>segmentation</kwd><kwd>country house</kwd><kwd>the rate of customer satisfaction</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Свиридов О. Ю. Банковское дело. Ростов н/Д.: Март, 2002. 142 с.</mixed-citation><mixed-citation xml:lang="en">Свиридов О. Ю. Банковское дело. Ростов н/Д.: Март, 2002. 142 с.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">Ключников И. 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